Dowd will serve as Deputy Chief Counsel supervising the OCC's Legislative and Regulatory Activities and Securities and Corporate Practices divisions and will oversee the Central and Western district counsel offices. He moves to this new role from serving as Director of the Securities and Corporate Practices division. In that role, Dowd oversaw the division that provides legal interpretations and advice to OCC policymakers, senior managers, and examiners on banking, securities, derivatives, and corporate governance matters. He has had the lead role for the Law Department in Volcker Rule implementation including completion of the proposed revisions to the Volcker rule. He has supervised the department's legal work in areas including capital markets, investment securities, financial technology, Dodd-Frank rulemakings, and fiduciary matters. He also oversaw staff members responsible for legal issues related to national bank and federal savings association securities offerings and related disclosures. Prior to joining the OCC, Mr. Dowd served as a Senior Trial Attorney for the U.S. Commodity Futures Trading Commission (CFTC), Division of Enforcement. He represented the CFTC in numerous enforcement actions in federal court.